It was a WhatsApp group like many others. Thirty-two members. A charismatic admin with a track record of delivering returns. A promise of 20% monthly gains on savings pooled from the group.
For six months, it worked. Members received their returns. The admin was responsive. Trust grew.
Then, in September, the group went quiet. Messages to the admin went unanswered. And $4,250 — pooled from multiple members — was gone.
This story is not unique. Across Zimbabwe, informal investment schemes and savings clubs continue to operate in a regulatory grey area. Some are legitimate community savings initiatives. Others are structured to enrich organisers at the expense of members.
The difference between informal and formal financial services isn't just paperwork — it's accountability.
When you invest with a regulated institution like Zimnat Asset Management, you are protected by:
- Regulatory oversight from the Securities and Exchange Commission of Zimbabwe
- Independently audited financial statements
- Clearly defined investment mandates
- Mechanisms for dispute resolution
The 20% monthly return was a fiction. Zimnat's Prosperity Fund and General Equity Fund offer realistic, market-linked returns that preserve and grow your wealth over time.
Before you send money anywhere, ask one question: what happens to my money if the person I'm trusting disappears?
With Zimnat, you'll always have an answer.
For six months, it worked. Members received their returns. The admin was responsive. Trust grew.
Then, in September, the group went quiet. Messages to the admin went unanswered. And $4,250 — pooled from multiple members — was gone.
This story is not unique. Across Zimbabwe, informal investment schemes and savings clubs continue to operate in a regulatory grey area. Some are legitimate community savings initiatives. Others are structured to enrich organisers at the expense of members.
The difference between informal and formal financial services isn't just paperwork — it's accountability.
When you invest with a regulated institution like Zimnat Asset Management, you are protected by:
- Regulatory oversight from the Securities and Exchange Commission of Zimbabwe
- Independently audited financial statements
- Clearly defined investment mandates
- Mechanisms for dispute resolution
The 20% monthly return was a fiction. Zimnat's Prosperity Fund and General Equity Fund offer realistic, market-linked returns that preserve and grow your wealth over time.
Before you send money anywhere, ask one question: what happens to my money if the person I'm trusting disappears?
With Zimnat, you'll always have an answer.